Everything about The Pensions Crisis totally explained
The
pensions crisis is the potential result of insufficient resources being reserved for
retirement income as
life expectancies rise. As a larger share of the population become reliant on a smaller proportion of the economic active,
public and state provision will fall. This is likely to considerably affect the financial prospects of retirees, many of whom are suspected of making insufficient private saving. Solutions to the pensions crisis could include higher
taxes, later retirement, or the encouragement or reform of private
saving, perhaps under compulsion. Some claim that the pensions crisis doesn't exist or is overstated, as pensioners in developed countries faced with
population ageing are often able to unlock considerable
housing wealth and make returns from other
investments or
employment.
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